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Lighthouse Realty Professionals, LLC | Your Home Sold Guaranteed South Blog

Friday, August 27, 2021   /   by Pamela Hammock

Nobody Rides (or Lives) for FREE....or Do They?

Emergency Rental Assistance

The pandemic has put millions of households across the nation in jeopardy of losing their homes. Low-income renters, including millions of essential workers, have been hit the hardest. Lower-income homeowners also need emergency assistance. Millions are falling behind on their payments and running out of options.

Congress recently authorized more than $45 billion in emergency aid for renters and $10 billion for homeowners. See below for more information on state programs, federal programs, and NCSHA recommendations. ...

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Monday, May 10, 2021   /   by Danielle Solomon

The Biweekly Mortgage - Who Needs It?

Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email spam becoming more pervasive as everyone tries to get rich quick on the Internet, these ads are popping up with troublesome regularity.

The ads promote a Biweekly Mortgage and for the most part, do not come from a mortgage lender. Exclamation points punctuate practically every claim:


No closing costs!



No refinancing!



No points!



No credit check!



No appraisal!



Save thousands!



Cut years off your mortgage!


To achieve these wonderful savings all you have to do is allow half of your mortgage payment to be deducted from your checking account every two weeks. It’s easy. Of course, there is a small set-up fee and usually a transaction fee with every automatic deduction.

Essentially, the ads are truthful in almost every respect.

They just want to charge you money for something you c ...

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Monday, May 10, 2021   /   by Danielle Solomon

Is Buying a Home Still a Smart Plan

With the burst of the housing bubble, credit crisis, and millions of foreclosures across the country, you may wonder if buying a home is such a good idea after all. However, it’s important to consider all of the facts. The important message to take away from these events is not that buying a home is a bad idea, but that you must be smart about buying your home.

The housing market, like every type of market, unavoidably has its ups and downs. That doesn’t mean buying a home is a bad investment. As a long-term investment, homeownership is still one of the best investments for individual households. Historically, real estate has consistently increased in value, despite shorter periods of depreciation due to local markets and/or national economic conditions. The data shows that homes generally appreciate about 5% per year.

Savings & Investment

Five percent may not seem like a great return on investment, but you have to think about it in the context of the situation ...

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Monday, May 10, 2021   /   by Danielle Solomon

Plan of Action

Analyze why you are selling - If you understand your motives, you will be able to better negotiate and to get what it is that you want, whether it be a quick sale, high price, or somewhere in the middle.






Prepare your home for the buyer - Maximize the strengths of your property and fix up its weaknesses. You want the buyer to walk away from your home with a lasting good impression.






Find a good real estate agent that understands your needs - Make sure that your agent is loyal to you, and can negotiate to help you achieve your goals. In addition, they should be assertive and honest with both you and the buyer.






Be prepared for negotiation - Learn and understand your buyer’s situation; what are their motives? Can you demand a big deposit from them? Try to lock in the buyer so that the deal goes through.






Negotiate for the best price and the best terms - Learn how to counter offer to get maximum value fro ...

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Lighthouse Realty Professionals, LLC | Your Home Sold Guaranteed South
Pamela Hammock
114 US-80, B
Pooler, GA 31322
1-912-348-3158
Denise Lott
VP Residential Lending
132 Stephenson Ave Suite 202
Savannah, GA 31405
Cell 908-565-0138

Information is provided exclusively for consumers’ personal use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable, but is not guaranteed accurate by the MLS.
The data relating to real estate for sale on this web site comes in part from the Broker ReciprocitySM Program of GAMLS. All real estate listings are marked with the GAMLS Broker ReciprocitySM thumbnail logo and detailed information about them includes the name of the listing brokers. September 17, 2021
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of this Area MLS®. The broker providing the data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. It may be subject to transcription and transmission errors. Accordingly, the data is provided on an “as is” “as available” basis only and may not reflect all real estate activity in the market. September 17, 2021
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